Does Medicare Cover Cruise Ship Claims
Get on a cruise ship.
Does medicare cover cruise ship claims. If you receive medical services more than six hours away from a US. Medicare may cover medically necessary services that you undergo on a cruise ship. Travel insurance is cheap they should buy it.
The ship is in a US. The earlier you purchase a plan the longer your coverage window. Original Medicare may pay for medical services in domestic waters aboard a cruise ship but not international waters.
There is one precaution however. Medical Care on Cruise Ships. Medicare Part D prescription drug coverage doesnt cover medications purchased outside the US.
The main point is that if you receive treatment within United States waters Medicare should receive a claim and cover. Port Medicare will generally not cover you. It doesnt matter if you are in the middle of the Pacific or just departing the shores of.
You can get coverage on the ship when it is in a US. Medicare may cover medically necessary health care services you get on a cruise ship in these situations. You might be surprised to learn that TRICARE works even on a cruise ship.
To get coverage for foreign travel emergencies you may want a Medicare Supplement plan. The cruise ship will cover emergency travel backup to 30K I thinkhowever for the rest have to file claim with TRICARE insurance then cruise insurance will cover balance that is not covered by TRICAREAlso we were told that medical treatment onboard not covered by cruise insuranceonly covers from the point you have to leave the ship. Port and the doctor must be authorized by law to provide the treatment.
